admin管理员组

文章数量:1530517

From the future perspective, LPR is also a downward trend, because our economic growth will continue to slow down in the future. This is the fundamental reason for the future decline in LPR. When economic growth comes down, interest rates will naturally also come down. To say something redundant, Recently, the Supreme Court set the upper limit of the protected interest rate for private lending to 15.4%, compared to 24% before. The reason for the reduction is that in recent years, online lending has caused great social disputes and wasted a lot of social wealth. Another reason is that our benchmark loan interest rate has been falling over the years. It used to be 6%, and 4 times is 24%. Now, using the value of 1-year LPR-3.85%-4 times, the result is 15.4%.

Under this logical reasoning, the author predicts that the future LPR will be a downward trend, so it is naturally more cost-effective to choose the LPR floating interest rate.

本文标签： futureperspective

版权声明：本文标题：From the future perspective 内容由热心网友自发贡献，该文观点仅代表作者本人， 转载请联系作者并注明出处：https://m.elefans.com/xitong/1725895851a1047633.html， 本站仅提供信息存储空间服务，不拥有所有权，不承担相关法律责任。如发现本站有涉嫌抄袭侵权/违法违规的内容，一经查实，本站将立刻删除。